Family Health Insurance

Why Family Health Insurance Policy?

Your family means the world to you, and we understand that. In the event of an illness or accident, you would want your loved ones to get access to the best medical treatment without any hassle. A family health insurance plan can truly prove to be your best friend in such a situation. Family health insurance helps bring all your loved ones under the protective shelter of health insurance through a single plan. This way, you can conveniently secure those you care about against the heavy costs of medical treatment.
General Insurance offers a range of family medical insurance plans with holistic coverage for your loved ones. These health policies cover hospitalisation expenses, pre-and-post-hospitalisation expenses, ambulance charges, AYUSH, and more. With a family health policy from General Insurance, you can now focus on caring for your loved ones while we take on the responsibility of shouldering the medical expenses.

Why Buy Family Health Insurance ?

  • Coverage for the entire family

    Health insurance plans for family cover all the family members under one plan. You can cover yourself, your spouse, dependent children, dependent parents and even dependent parents-in-law. In fact, there are a some plans which allow you to cover your extended family too. So, family medical insurance plans are a one-stop health insurance solution for all your family members

  • The premiums are affordable

    The premium payable for a family medical insurance plan is much cheaper compared to the premium payable for individual plans for each family member. Thus, the plan allows affordable coverage and is lighter on your pockets.

  • Every covered member gets high coverage

    The sum insured under the family floater policy can be used entirely by any member who falls ill. As such, each family member has complete access to the sum insured and can avail a high coverage if you choose an optimal sum insured level.

  • You can opt for a comprehensive cover

    Family health plans come with different coverage benefits, and you can compare and choose a plan which has the most inclusive coverage features. When you do so, your family can enjoy complete coverage, and you would ensure peace of mind knowing that every major medical expense would be covered by the plan.

  • You get tax benefits

    When you buy family health insurance online, you can make the purchase at a time and place convenient to you. Our website is accessible as long as you have an internet connection, so no matter how busy your schedule is, we are there for you. You can visit our website and select the coverage that suits you and your loved ones the most.

  • Convenient Purchase

    You can enjoy a tax deduction of up to INR 25,000 when you buy a family floater policy. This deduction increases to INR 50,000 if you are a senior citizen. Moreover, if you buy a separate family floater health insurance for parents, you can avail an additional deduction of INR 25,000 which also increases to INR 50,000 if your parents are senior citizens.

Benefits of Buying Family Health Insurance

Protects Your Hard-Earned Savings

While medical treatments have advanced, the costs for these have skyrocketed. A single illness can burn a hole in your pocket and disturb your finances. With a family medical insurance plan, you can ensure that you have enough finances to give your loved ones the best treatment for speedy recovery.

Affordable Option

Buying separate health insurance policies for each family member can be quite expensive. Instead, it’s much cheaper to pay one health insurance premium for all your family members. With a family floater plan, you can get all your family members covered by paying one single premium.

Tax Benefits

Your family medical insurance plan too comes with tax benefits under prevailing tax laws. You can claim these benefits for the premiums that you pay for yourself as well as your spouse, dependent children, and parents.